Compliance, Risk, and Global Applicability

Gonana is designed from the ground up to operate compliantly across diverse regulatory environments. Know Your Customer (KYC) and Know Your Business (KYB) procedures are tiered based on transaction thresholds, aligning with Financial Action Task Force (FATF) guidelines and local regulations. Sanctions screening against OFAC, UN, and EU lists ensures that the platform does not facilitate transactions with prohibited individuals or entities. Commodity-specific compliance is integrated, including phytosanitary certificates for agricultural products, organic and origin certifications, and conflict minerals documentation for metals and mining commodities. Tax and invoicing modules generate compliant commercial invoices, packing lists, bills of lading, and airway bills, with localized VAT and GST calculations for each jurisdiction.

Data residency options are available for regions with strict data localization requirements, such as the European Union and India. Edge points of presence and content delivery networks ensure low-latency access for users in Africa, Southeast Asia, and Latin America. Regional payment service providers and on-ramp partners are integrated to support local currencies and payment methods, reducing friction for users who may not have access to international banking. The platform's modular architecture allows rapid adaptation to new regulatory requirements, with configurable sanctions lists, restricted commodity categories, and jurisdiction-specific workflows.

Risk management is embedded throughout the platform. Market risk is mitigated through stablecoin-first settlement, diversified payment service providers, and dynamic fee adjustments based on volatility. Regulatory risk is managed through proactive engagement with regulators, geo-fencing for restricted jurisdictions, and pursuit of licenses where required. Operational risk is addressed through redundant logistics partners, dispute resolution SLAs, and multi-signature treasury controls. Smart contract risk is minimized through audits, bug bounties, and guarded upgradeability patterns that allow critical fixes without compromising decentralization.